JOB TITLE: Credit Analyst
LOCATION: EXIM Bank, Kingston
DESCRIPTION: Interview applicants and assess prospective clients; Process loan application and provide clients with information regarding the facilities offered; Prepare written submissions and recommendations to the Credit Committee; Prepare Letters of Commitment to clients; Establish and monitor Letters of Credit and other transactions; Prepare papers for Board Meetings; Make site visits when necessary and submit written reports; Review and recommend Exposure Limits for Financial Institutions and clients; Process documentary collections; Liaise with Collections Officers regarding delinquent accounts to support speedy collection; Represent the Bank at Trade Shows; Assist with the effective management of risk and the implementation of risk reduction strategies; Prepare TCI policy renewal letters and endorsements; Prepare quarterly re-insurance reports
QUALIFICATIONS: Bachelor’s Degree in Business related discipline or professional accreditation plus 1 year working experience, in the area of loans/credit of a financial institution, OR Diploma from a recognized institution in related discipline plus 2 years working experience in the area of loans/ credit of a financial institution, OR Certificate from a recognized institution in related discipline plus 3 years work experience in the area of loans/ credit of a financial institution; Ability to analyze credit data and financial statements to determine the degree of risk involved; Ability to determine credit worthiness of loan applications; Specialized skills in interviewing techniques for loan applications; Excellent written and oral communication skills; Excellent computer skills with proficiency in the use of Microsoft Word and spreadsheet applications; Knowledge of customer service standards and procedures; Good human relations skills with emphasis on teamwork
CONTACT INFORMATION: Manager – Human Resource & Administration Division, EXIM Bank, 11 Oxford Road, Kingston 5; Email: [email protected]
APPLICATION DEADLINE: January 17, 2014